The new financial darling Huma is quietly sparking a lending revolution. This company has shocked Wall Street with its astonishing performance: a distribution of $4.5 billion in loans, achieving zero bad debts, with an annual income reaching $9 million.

Huma's innovation lies in converting accounts receivable into liquid assets. Small and medium-sized enterprises can obtain up to 70% of instant cash just by uploading contracts, a level of efficiency far superior to traditional debt collection methods. This model not only addresses the urgent needs of businesses but also revitalizes approximately $4 trillion of dormant funds in traditional finance.

Technical innovation is the key to Huma's success. Through blockchain technology, Huma has established a TVM model to evaluate future income, utilized smart contracts for automatic distribution, and adopted an AML system for compliance review. This series of innovations has reduced costs to one-tenth of traditional credit.

After Huma 2.0 launched on the Solana platform, its $103 million liquidity pool was quickly sold out. Investors can earn yields ranging from 10.5% to 17.5%, far exceeding traditional financial products. In addition, Huma's PST token makes investing more flexible, allowing investors to trade at any time on the Jupiter platform.

The HUMA token serves as a governance certificate for the ecosystem, with only 17.33% currently in circulation, and a further 31% of the reward pool yet to be distributed. This has attracted numerous institutional investors, raising a total of $46.3 million. Prominent companies such as Solana and Circle are also seeking collaboration opportunities.

Huma's innovative model is reshaping the future of the financial lending industry. It not only provides new opportunities for investors but also solves the funding turnover issues for small and medium-sized enterprises. With the further development and application of technology, Huma is expected to occupy an important position in the future financial sector.