Recently, a project called Huma Finance has garnered widespread attention in the Decentralized Finance sector. This project is based on the Solana and Stellar Blockchains and has built an innovative six-layer Payment Network architecture known as PayFi.

Each layer of this architecture has its unique functions and advantages. The transaction layer takes full advantage of Solana's high throughput characteristics to achieve low-cost transaction settlements. The currency layer integrates mainstream stablecoins such as USDC, providing users with diverse payment options. The financing layer introduces decentralized oracle technology, optimizing the risk control process. It is worth noting that Huma is also collaborating with Chainalysis on compliance to ensure the transparency and compliance of the entire ecosystem.

The $PST token launched in the Huma 2.0 version has achieved seamless integration with Solana ecosystem projects such as Kamino Finance, further enhancing its influence within the Solana ecosystem. Currently, Huma has processed up to $4.5 billion in transaction volume, and there have been no defaults, which is an impressive achievement.

Huma Finance's innovative model is bringing new possibilities to the Decentralized Finance space. It not only provides efficient and secure payment solutions but also actively explores risk management and compliance. For those looking to gain deeper insights into Huma Finance's technical details and application scenarios, more information can be found in its official documentation.

With the continuous development of the DeFi industry, innovative projects like Huma Finance will undoubtedly play an important role in reshaping the industry landscape. It provides new ideas for the integration of traditional finance and Decentralized Finance, and points to possible directions for the future development of financial services.